A mortgage broker shops your loan across dozens of wholesale lenders who compete for your business. A bank can only offer you its own products — take it or leave it.
3% down with 620+ credit. The classic choice.
Flexible credit, 3.5% down. First-timer favorite.
Zero down for veterans and active military.
Zero down in eligible rural and suburban areas.
Buy a home without a Social Security Number.
US property ownership for non-US citizens.
English, Portuguese, and Spanish — every step of the way. Sem barreiras de idioma.
Wholesale lenders competing for your loan means better rates for you.
ITIN, Foreign National, DSCR, and bank statement loans banks won't touch.
Get pre-approved quickly so you can shop with confidence.
"They explained everything in Portuguese and found us a loan when our bank said no. We closed on our first home in 35 days!"
"As a self-employed contractor, I couldn't qualify anywhere. Alvorada got me approved with a bank statement program at a great rate."
"I bought my first investment property with a DSCR loan. The team made the whole process simple and stress-free."